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    Whether you’re chasing “Spanish mortgage rates for non-residents” or Googling “mortgage Spain non resident requirements,” this guide distils everything you need to secure a mortgage in Spain smoothly, from loan-to-value rules to tax perks
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    Good news: you can get a mortgage as a foreigner The catch? It’s a little trickier than it is for residents, and the banks definitely don't hand you a golden ticket Here’s the reality: Most non-residents can borrow 60%–70% of the property's appraised value (not the purchase price) You’ll need to put down a 30–40% deposit
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