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3 things to know before you pick a health insurance plan The 4 “metal” categories: There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum These categories show how you and your plan share costs Plan categories have nothing to do with quality of care Your total costs for health care: You pay a monthly bill to your insurance company (a "premium"), even if you don’t use medical services that month You pay out-of
Consumer Assistance in California - HealthCare. gov The California Consumer Assistance Program is run by the California Department of Managed Health Care and Department of Insurance Staff can answer questions about health insurance regulations, rights, and responsibilities They can help you file a complaint or appeal a health plan decision Get consumer help with a problem or question Medicaid in California