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The Bank of America® Travel Rewards Secured Credit Card also gives 1 5 points per $1 spent on purchases, and it has a $0 annual fee In general, your chances of being approved for a $5,000 limit credit card are best if you apply for a secured credit card that allows you to deposit $5,000
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Applicants with a good to excellent credit score and income can get approved for a credit limit of $5,000 and higher on unsecured credit cards Others can apply for a secured card and pay a security deposit equal to $5,000 to get a credit limit of the same amount
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There’s no doubt that each of these credit cards will start you out with a credit limit of at least $5,000 because they all are either Visa Signature Infinite or Mastercard World Elite cards Indeed, $5,000 is the lowest limit available from these exclusive designations that represent the cream of the credit card crop None of these cards is a guaranteed approval credit card If you want a guaranteed approval credit card, you may have to set your sights lower
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Credit card issuers use a combination of readily available information and proprietary formulas to determine how much you can spend on your card If you would like to receive a credit card limit of $5,000, you will need a combination of excellent credit history and high personal income
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A high-limit credit card can increase your purchasing power and improve your credit Check out our picks for the best high-limit credit cards
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