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  • Unauthorized hard pull from Universal Credit Servi? - myFICO® Forums
    from "Universal Credit Services: It pulled from all three credit agencies as well I was NOT looking for a loan or for a new credit card (haven't even inquired in the last year) And never heard of "Universal Credit Services" Am calling them tomorrow to see why they pulled my credit report What other steps should I take?
  • New Universal Studios visa - myFICO® Forums - 6729794
    Starting off the new year with a bang, having not applied for a card in years, but we do go to Universal Studios Soooooooo, thank you FNBO $15,000 credit limit, I went for the free card instead of the AF card DP: 806 trans score 0 24 well now 1 24 lol Adding looks like they pulled only Exp
  • Chances for Citi approval after AT T Universal Card default?
    About 12 years ago I defaulted on an AT T Universal Card, which was issued by Citibank Since then I have not applied for any Citi cards, under the assumption that I'm on a blacklist I've occasionally checked Citi's prequalification page and have come up empty
  • AT T Universal Credit Card? - myFICO® Forums - 4425062
    Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating FTC's website on credit
  • Citi Bank FICO Scores - AT T Universal - myFICO® Forums
    "And the scores will be provided only to the 23 5 million customers with Citi-branded credit cards, not those branded with other companies, such as Sears, Best Buy and Macy's " I have a feeling I may not like the answer to this, however I have the AT T Universal Card through Citi
  • Does switching credit cards affect credit score? - myFICO® Forums
    I was recently sent an offer to switch my credit card from the Citi AT T Universal card to the Citi Rewards+ card It looks like a better card, and it says in the offer that there's no application and no credit bureau inquiry However, I've had this card since 2002 If I switch to a new card will it
  • Under 10% APY cards? (Small credit unions OK, as l. . . - myFICO® Forums . . .
    -However, card needs to be available for lower credit limits (like 5k) Unity Financial has a good under-10% card, but with Unity, that card requires a minimum credit limit of 15k (15k-50k) I have too much open credit (w higher rate Rewards cards) to be given another 15k, so I'd need one that I could get with a lower credit limit, such as 5k
  • AUD number? Dealing with a collection agency - myFICO® Forums
    As for AUD, I paid a medical collection to the CA and they submitted an 'Automated Universal Data' form to the CRA and deleted the account There is a control number that goes along with it when they submit to the CRA, so I'm assuming that's the 'AUD number' the lady mentioned to you




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